Invest in the Cooperative Economy
Shared Capital Cooperative is the only cooperatively-owned national loan fund in the United States. For 45 years, we've been deploying investor capital directly to cooperative businesses and housing — financing expansions, start-ups, and conversions that create living-wage jobs, build affordable housing, and put healthy food in underserved communities.
When you invest in Shared Capital, your money doesn't disappear into a global market. It goes directly to cooperatives across 35 states — worker co-ops, housing co-ops, food co-ops, and more. You earn a financial return while building an economy rooted in justice, equity, and democratic ownership.
We are a certified Community Development Financial Institution (CDFI) with a diversified investor base of cooperatives, foundations, religious institutions, individuals, and banks. Over $80 million in loans. Zero investor losses.
Track Record
Investment Options
Choose how your capital works for cooperative enterprise. Current offerings are available to accredited investors. We are actively working to expand access.