News
Racial and Economic Justice Statement
If Black women were free, it would mean that everyone else would have to be free since our freedom would…
Latest News
2026 Member Vote and Elections
Members re-elected three directors, welcomed one new director to the board, and approved updates to our purpose and board criteria— strengthening our democratic governance.
See the results
Latest News
2026 Member Vote and Elections
Members re-elected three directors, welcomed one new director to the board, and approved updates to our purpose and board criteria— strengthening our democratic governance.
Flipping the script on who has power and who benefits in our economy.
We lend exclusively to cooperatives — worker-owned businesses, housing co-ops, food co-ops, and farmer cooperatives where the people who do the work and live in the community hold the power. No individuals. No corporations. Every dollar we've ever deployed has gone to a democratically governed enterprise. 83% of our financing reaches communities that conventional banks have long underserved. That's not a goal — that's our 47-year track record.
To build a just, equitable, and democratic economy by investing in cooperative enterprises.
We envision vibrant communities shaped by the transformative power of cooperatives — where wealth and power are equitably distributed and all people can thrive.
01
Racial, Economic & Social Justice
02
Cooperation
03
Accountability
04
Accessibility
05
Sustainability
$110M+
Deployed to cooperatives since 1978
1,000+
Cooperative loans financed
40+
States served nationwide
400+
Member cooperatives
Flipping the script on who has power and who benefits in our economy.
We lend exclusively to cooperatives — worker-owned businesses, housing co-ops, food co-ops, and farmer cooperatives where the people who do the work and live in the community hold the power. No individuals. No corporations. Every dollar we've ever deployed has gone to a democratically governed enterprise. 83% of our financing reaches communities that conventional banks have long underserved. That's not a goal — that's our 47-year track record.
$110M+
Deployed to cooperatives
1,000+
Cooperative loans
40+
States served
400+
Member cooperatives
To build a just, equitable, and democratic economy by investing in cooperative enterprises.
We envision vibrant communities shaped by the transformative power of cooperatives — where wealth and power are equitably distributed and all people can thrive.
01
Racial, Economic & Social Justice
02
Cooperation
03
Accountability
04
Accessibility
05
Sustainability
News & Updates
News
Shared Capital is a Top Holiday Gift – Everything Co-op
We are deeply appreciative that Vernon Oakes of Everything Co-op has named Shared Capital investments to his top co-op holiday…
Newsletters
Co-op Month 2023 Newsletter
Recent Loans Meeting Unprecedented Need: Our Investment Campaign Heirs Property Relending Program Shared Capital Staff Esther West Wins Gordon Nembhard…
News
Racial and Economic Justice Statement
If Black women were free, it would mean that everyone else would have to be free since our freedom would…
News
Shared Capital is a Top Holiday Gift – Everything Co-op
We are deeply appreciative that Vernon Oakes of Everything Co-op has named Shared Capital investments to his top co-op holiday…
Newsletters
Co-op Month 2023 Newsletter
Recent Loans Meeting Unprecedented Need: Our Investment Campaign Heirs Property Relending Program Shared Capital Staff Esther West Wins Gordon Nembhard…
Pathways to Economic Democracy
Whether you need capital to grow your co-op, or you want to invest in the cooperative movement, we provide the infrastructure to make it happen.
Borrow
Flexible, accessible financing tailored exclusively for cooperatives of all sizes and sectors.
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Invest
Put your capital to work building a more equitable economy with solid returns.
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Join
Become a member-owner and help govern the fund that serves our movement.
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Heirs' Property
Specialized relending to resolve title issues and prevent generational land loss.
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